What are the odds in HiLo?

Each card is one of 13 ranks with equal chance. From a 7, higher or same wins 7 times in 13 (53.85%) and lower or same also 7 in 13. From a 2, higher or same is 12 in 13.

How is the HiLo multiplier calculated?

0.99 / win chance on Stake, cut to five decimals. A 12 in 13 guess pays about 1.0725x; a 1 in 13 guess (same card) pays 12.87x. A run of guesses multiplies together.

Does HiLo remember which cards came out?

Not on Stake: every card is drawn as if from a fresh deck (Stake describes it as an unlimited number of decks), so past cards don't change the odds of the next one.

Is the ace high or low in HiLo?

Low on Stake: Ace is 1 and King is 13. From an Ace you can only bet higher or same card; from a King, lower or same card.

HiLo Odds Calculator

Pick the card on the table and see the exact chance and multiplier of guessing higher or lower in HiLo.

18+ · Gambling can be addictive. The house edge means you lose over time.

Current card

House edge (%)

Higher or same: 1.8386x; win chance 53.85%
Lower or same: 1.8386x; win chance 53.85%

Card	Higher (or same)	Lower (or same)
A	92.31% 1.0725x	Same: 7.69% 12.87x
2	92.31% 1.0725x	15.38% 6.435x
3	84.62% 1.17x	23.08% 4.29x
4	76.92% 1.287x	30.77% 3.2175x
5	69.23% 1.43x	38.46% 2.574x
6	61.54% 1.6088x	46.15% 2.145x
7	53.85% 1.8386x	53.85% 1.8386x
8	46.15% 2.145x	61.54% 1.6088x
9	38.46% 2.574x	69.23% 1.43x
10	30.77% 3.2175x	76.92% 1.287x
J	23.08% 4.29x	84.62% 1.17x
Q	15.38% 6.435x	92.31% 1.0725x
K	Same: 7.69% 12.87x	92.31% 1.0725x

How to use it

Tap the current card.
Set the house edge (1% on Stake), or type your own.
Read the chance and multiplier for higher and lower. The table shows every card. Copy the URL to share it.

The HiLo formula

higher or same from rank r = (14 - r) / 13
lower or same from rank r = r / 13
multiplier = (1 - house edge) / win chance

Ace counts as 1 and King as 13. From an Ace, "higher" means strictly higher (12 in 13) and the other bet becomes "same" (1 in 13); a King works the other way round. Stake draws every card from a full 52-card deck, so each rank has the same 1 in 13 chance every time.

Every setting keeps the same house edge, so no target or win chance is "better" on average. Over many bets you lose about bet x house edge per bet: 1 for every 100 wagered at 1%. Lower win chances only make the swings bigger.

Sources: Stake HiLo (1% house edge); Stake's provably fair game events. The probabilities are arithmetic on those rules.

Compare sites on our HiLo gambling sites page. Odds for the other games: Dice, Limbo, Crash, Plinko, Keno. Set a budget before you play, and see our responsible gambling page if it stops being fun.

FAQ

What are the odds in HiLo?: Each card is one of 13 ranks with equal chance. From a 7, higher or same wins 7 times in 13 (53.85%) and lower or same also 7 in 13. From a 2, higher or same is 12 in 13.
How is the HiLo multiplier calculated?: 0.99 / win chance on Stake, cut to five decimals. A 12 in 13 guess pays about 1.0725x; a 1 in 13 guess (same card) pays 12.87x. A run of guesses multiplies together.
Does HiLo remember which cards came out?: Not on Stake: every card is drawn as if from a fresh deck (Stake describes it as an unlimited number of decks), so past cards don't change the odds of the next one.
Is the ace high or low in HiLo?: Low on Stake: Ace is 1 and King is 13. From an Ace you can only bet higher or same card; from a King, lower or same card.

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